Karla Gusching | Home Partners of America
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Are you close to being able to buy a home but aren’t quite ready? Did you just move to the Central Florida area and aren’t sure where you want to live? Do you need to rent right now but really want to buy a home in a couple years? Home Partners’ Lease with a Right to Purchase Program may be right for you.


Karla Gusching
HPA – Gold Agent
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PROGRAM SUMMARY - Home Partners provides responsible households with a clear and transparent path to homeownership through its Lease with a Right to Purchase Program. This program provides 3-5 years of rent certainty with only a one-year financial commitment on the lease.

APPLYING - If you want to own a home but cannot currently qualify for a mortgage, or if you would prefer to rent a home now with the goal of purchasing it in the next three to five years, then this program may be for you. Homes Partners doesn’t focus exclusively on your credit score. The full credit profile of your entire home is taken into account when they review your application on the Home Partners program.

ADVANTAGES - As with a standard lease agreement, Home Partners requires you to sign a lease for a year and make a security deposit. Unlike a standard lease agreement, you will have renewal options providing 3-5 years of rent certainty and the right to purchase the home at a price established when you enter the Right to Purchase Agreement, in accordance with the terms of the Agreement. You can also select the home that you want to live in from those eligible and available for sale in communities Home Partners serves – enabling you to live in a neighborhood today where you might not otherwise find a suitable home to rent.

KEY CONSIDERATIONS - Home Partners buys homes in specific approved communities. You can visit their website to see which communities are currently in their program. We will guide you in finding the finding the right home in the right community though the Home Partners program. Once you approve the purchase price in your “Right to Purchase Agreement”, that is the price at which you may purchase the home during the term of your lease, in accordance with the terms of the Agreement, whether the home is later appraised at a higher or lower value. If you do not purchase the home as provided in the Agreement, Home Partners may rent or sell the home to others when your lease ends.

LEASE AGREEMENT - Your initial lease is for one year, so your financial commitment is limited to one year. Your lease is renewable every year for 3-5 one year periods, and you have the right to notify Home Partners if you don’t want to renew the lease. Your full security deposit will be returned as provided in the lease if you decide to leave the home at the end of a lease period and have been in full compliance with the lease.

Find Homes in Your Area
Apply to the Lease with a Right to Purchase Program
List of Frequently Asked Questions
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